Arizona Claims Guide
Arizona Hurricane Damage Help
Even far inland, hurricane remnants can bring heavy rain and wind. Here is the simple plan.
- Built from official storm + insurance resources
- Plain words, clear steps, no fluff
- Updated often as rules and programs change
"Every Arizona homeowner deserves fair treatment from their insurance company."
What to Do First
Follow these 5 essential steps immediately after the storm.
1
Make it safe. Stay away from down lines.
2
Stop more damage. Use a tarp if you can do it safely.
3
Take photos and video right away.
4
Write down dates and times.
5
Call your insurance company and ask for a claim number.
6
Watch flood alerts
What to watch in Arizona
Fast rain can flood low spots. Wind can damage roofs and fences. Take photos early.
What to Photograph
Take these photos as soon as it’s safe. They help prove what happened.
Roof (all sides)
Gutters, downspouts, vents
Window screens, AC fins, exterior paint
Inside water stains (ceiling, walls)
Any broken items outside
Free Downloads to Keep You on Track
Printable checklists and guides to help you stay organized.
Storm Damage Photo Checklist
A quick checklist to help you document storm damage correctly and protect your insurance claim.
Storm Damage Insurance Claim Timeline
An easy-to-follow timeline showing key steps and deadlines in the storm insurance claim process.
Why Storm Damage Claims Get Stuck
Learn the common reasons storm damage claims are delayed or denied—and how to avoid them.
Do I Need an Attorney for My Storm Damage Claim
A simple guide to help you decide if legal help is necessary for your storm damage claim.
Arizona Hurricane damage articles
In-depth guides and resources for Arizona homeowners.
Get the storm plan in your inbox
We send short, plain updates and official links when big weather is coming.
Helpful Resources
Texas & National resources to help with your storm damage claim
Arizona Department of Insurance and Financial Institutions (insurance questions + complaints)
- Phone: (602) 364-3100
- Address: 100 North 15th Avenue, Suite 261, Phoenix, AZ 85007-2630
Arizona Division of Emergency Management
- Phone: (602) 267-2700
- Address: 5636 E. McDowell Road, Phoenix, AZ 85008
Arizona Attorney General Consumer Information and Complaints
- Phones: (602) 542-5763 (Phoenix) | (520) 628-6648 (Tucson) | (800) 352-8431 (outside metro Phoenix)
- Address: 2005 N Central Ave, Attn: Consumer Information and Complaints, Phoenix, AZ 85004
Arizona Registrar of Contractors (verify contractor + file complaint)
- Phones: (602) 542-1525 | (877) 692-9762
- Address: 1700 W. Washington St., Suite 105, Phoenix, AZ 85007
National Resources
FEMA Disaster Helpline
- Phones: 1-800-621-3362 (TTY: 1-800-462-7585)
- Address: 500 C Street SW, Washington, DC 20472
Disaster assistance (apply + check status)
- Use: DisasterAssistance.gov (official FEMA portal)
U.S. Small Business Administration Disaster Assistance (loans + support)
- Phones: 1-800-659-2955 (TTY: 1-800-877-8339)
American Red Cross (shelter + supplies + reunification)
- 1-800-733-2767
- 431 18th St NW, Washington, DC 20006
211 (local help fast)
- Phone: Dial 2-1-1 (housing, food, shelters, local programs)