State Overview
Arizona
Arizona Claim Process
24-hour checklist .Follow these steps to file a hail damage claim in Texas.
1
Take clear photos and videos (roof, ceilings, walls, yard).
2
Write the date and time of the storm (even a best guess helps).
3
Stop the leak or danger only if it’s safe (save receipts).
4
Call your insurance company and start a claim.
5
Keep all papers in one place (emails, estimates, notes).
Arizona storms can be sneaky
In Arizona, storms can change in minutes. Monsoon rain can flood streets fast. Wind can rip shingles or lift patio covers. Hail can break tiles, crack skylights, and dent metal. What usually causes claim problems in Arizona.
The roof “looks fine” but the underlayment is hurt.
Hail hits vents, flashing, and skylights (not just shingles).
Water shows up later (stains, bubbles, soft drywall).
Wind damage is called “wear and tear.”
How to sound clear when you call
Use simple words:
- “Wind lifted shingles.”
- “Hail hit the roof vents and skylight.”
- “Water stains started after the storm.”
Then ask: “What is my claim number?” and “What is the next step?”
Explore by Storm Type
Different storms cause different types of damage. Learn about the claims process specific to your situation.
Hail Damage
- Learn More
Wind Damage
- Learn More
Hurricane Damage
- Learn More
Read Articles
Free guides to help you understand and manage your storm damage claim.
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Helpful Resources
211 Community Resource Hotline
The 211 Community Resource Hotline connects individuals and families with local assistance programs including housing support, financial assistance, food programs, and disaster recovery resources. The service helps callers find available support services in their local community.
Visit Website →All Hands and Hearts Disaster Relief
All Hands and Hearts is a nonprofit disaster response organization that provides volunteer-driven rebuilding programs, debris removal, and recovery assistance to communities affected by disasters
Visit Website →American Red Cross – Arizona & New Mexico Region
The American Red Cross provides emergency shelter, disaster relief assistance, financial support, and recovery services to individuals and families affected by disasters. The organization helps residents with emergency housing, supplies, and recovery support following storms, wildfires, and other emergencies.
Visit Website →American Red Cross Disaster Services
American Red Cross Disaster Services provides emergency shelter, financial assistance, food, and recovery support for individuals and families affected by disasters. Services may include emergency housing, supplies, and disaster recovery planning assistance.
Visit Website →Arizona 211 (United Way of Arizona)
Arizona 211, operated by United Way, connects residents with essential services including disaster assistance, housing support, financial help, food programs, and crisis resources. Residents can call 211 to find local recovery programs and support services following storms or other emergencies.
Visit Website →Arizona Attorney General – Consumer Protection Division
The Arizona Attorney General’s Consumer Protection Division helps residents report fraud, contractor scams, price gouging, and unfair business practices following disasters. Homeowners can file complaints related to insurance disputes, deceptive contractors, and disaster-related fraud.
Visit Website →Arizona Community Action Agencies
Arizona Community Action Agencies connect residents with local assistance programs that may include emergency financial help, rental assistance, utility support, and housing stabilization services. These agencies can be an important resource for families recovering from disasters or financial hardship.
Visit Website →Arizona Corporation Commission
The Arizona Corporation Commission regulates public utilities and protects consumers regarding electricity, gas, water, and telecommunications services. Residents can contact the commission for help with utility complaints, service disruptions, billing disputes, and consumer protection issues that may arise after storms or disasters.
Visit Website →Arizona DEMA Mitigation Grants
Arizona DEMA Mitigation Grants help support projects that reduce future disaster risk and strengthen community resilience. These programs may help fund mitigation efforts related to flooding, wildfire risk, storm hardening, and other hazard reduction needs.
Visit Website →ARIZONA — Insurance & Consumer Help
Arizona Department of Insurance and Financial Institutions (DIFI)
- (602) 364-3100
- 100 North 15th Avenue, Suite 261, Phoenix, AZ 85007-2630
- Visit Website
ARIZONA — Emergency Management
Arizona Department of Emergency and Military Affairs (DEMA)
- (602) 267-2700
- 5636 E. McDowell Road, Phoenix, AZ 85008
- Visit Website
FEMA Disaster Assistance:
- 1-800-621-3362
- https://www.disasterassistance.gov/
SBA Disaster Assistance
- 1-800-659-2955
- https://www.sba.gov/funding-programs/disaster-assistance
Flood insurance info
- 1-877-336-2627
- https://www.floodsmart.gov/
American Red Cross:
- 1-800-733-2767
- https://www.redcross.org/
Weather alerts
Hurricane tracking
Texas FAQs
Answers to common questions about storm damage insurance claims in Texas.
How do I start an Arizona storm claim?
Call your insurance company, describe the damage, and get a claim number.
What proof should I keep?
Photos, videos, receipts, and a simple list of what happened.
What if damage shows up days later?
Take photos right away and tell the insurer as soon as you see it.
Can I make temporary repairs?
Yes, if it’s safe. Save receipts and take photos before and after.
Who helps if I feel ignored?
You can contact Arizona DIFI for consumer help.