Texas Claims Guide
Texas Wind Damage Help
If wind tore shingles, fences, or siding—this page gives you the simple plan.
- Built from official storm + insurance resources
- Plain words, clear steps, no fluff
- Updated often as rules and programs change
"Every Texas homeowner deserves fair treatment from their insurance company."
What to Do First
Follow these 5 essential steps immediately after the storm.
1
Make it safe. Stay away from down lines.
2
Stop more damage. Use a tarp if you can do it safely.
3
Take photos and video right away.
4
Call your insurance company and ask for a claim number.
5
Keep receipts for repairs, materials, and temporary fixes.
Key wind notes
Wind damage is often hidden at roof edges. Photograph all sides. Cover openings fast.
What to Photograph
Take these photos as soon as it’s safe. They help prove what happened.
Roof (all sides)
Gutters, downspouts, vents
Window screens, AC fins, exterior paint
Inside water stains (ceiling, walls)
Any broken items outside
Free Downloads to Keep You on Track
Printable checklists and guides to help you stay organized.
Storm Damage Photo Checklist
A quick checklist to help you document storm damage correctly and protect your insurance claim.
Storm Damage Insurance Claim Timeline
An easy-to-follow timeline showing key steps and deadlines in the storm insurance claim process.
Why Storm Damage Claims Get Stuck
Learn the common reasons storm damage claims are delayed or denied—and how to avoid them.
Do I Need an Attorney for My Storm Damage Claim
A simple guide to help you decide if legal help is necessary for your storm damage claim.
Texas Wind damage articles
In-depth guides and resources for Texas homeowners.
- 8 min read
Texas storm survivors can navigate the complexities of insurance claims and recovery by following structured guidelines that emphasize documentation and effective communication with insurers. Understanding policy timelines and consumer rights …
- April 4, 2026
- 8 min read
After a windstorm, Texas homeowners face the crucial task of documenting damage to protect their insurance claims and ensure a smooth recovery process. This guide details essential steps to effectively …
- April 3, 2026
- 8 min read
This comprehensive guide equips Houston homeowners with essential steps for confidently filing wind and fire damage insurance claims under Texas law. It emphasizes the importance of thorough documentation, timely communication …
- April 2, 2026
- 8 min read
This guide offers Texans essential step-by-step instructions on how to effectively document windstorm damage to their property, ensuring a clear path toward filing insurance claims with confidence. By emphasizing the …
- April 1, 2026
- 8 min read
This guide provides practical and compassionate steps for Texas homeowners navigating the complexities of documenting wind damage claims. It emphasizes the importance of thorough documentation and understanding insurance timelines, while …
- March 31, 2026
- 8 min read
This guide offers Texas homeowners essential strategies for effectively navigating wind insurance claims, emphasizing the importance of thorough documentation and legal awareness. It advises organizing claims with clear records, adhering …
- March 30, 2026
FAQs
Quick answers to common Texas Wind damage questions.
Is missing shingles a big deal?
It can become a leak fast. Document and cover.
What if a tree hit my home?
Photograph, prevent more damage, then remove safely.
Want a simple “do this next” plan?
Join our list for short Texas storm reminders and resource links.
Helpful Resources
Texas & National resources to help with your storm damage claim
Texas Department of Insurance (claims help + complaints)
- Phone: (800) 252-3439
- Address: 1601 Congress Avenue, Austin, TX 78701
Texas Division of Emergency Management
- Phone: (512) 424-2138
- Address: 9205 N. Lamar Blvd., Austin, TX 78753
Office of the Attorney General of Texas (consumer protection)
- Consumer hotline: (800) 621-0508
- Mailing address: PO Box 12548, Austin, TX 78711-2548
- Delivery address: 300 W. 15th Street, Austin, TX 78701
Texas Department of Licensing and Regulation (license checks + complaints for regulated trades)
- Phones: (512) 463-6599 | (800) 803-9202
- Main office: 920 Colorado St., Austin, TX 78701
- Mailing: PO Box 12157, Austin, TX 78711
National Resources
FEMA Disaster Helpline
- Phones: 1-800-621-3362 (TTY: 1-800-462-7585)
- Address: 500 C Street SW, Washington, DC 20472
Disaster assistance (apply + check status)
- Use: DisasterAssistance.gov (official FEMA portal)
U.S. Small Business Administration Disaster Assistance (loans + support)
- Phones: 1-800-659-2955 (TTY: 1-800-877-8339)
American Red Cross (shelter + supplies + reunification)
- 1-800-733-2767
- 431 18th St NW, Washington, DC 20006
211 (local help fast)
- Phone: Dial 2-1-1 (housing, food, shelters, local programs)