State Overview
Nevada
Nevada Claim Process
Follow these steps to file a hail damage claim in Nevada.
1
Check Entry points: roof edges, vents, skylights, windows
2
Check Inside signs: stains, wet drywall, damp smell, bubbling paint
3
Keep a notes page (who you spoke to + date).
4
Stop active leaks safely (save receipts).
5
Don't throw away damaged items until you document them.
If you had flood-like water
Flood coverage can be separate from a standard home policy. If water rose up from outside, ask your insurer what applies and what does not. Keep photos and water line marks.
What slows Nevada claims down?
Not enough photos (especially the roof edge and vents)
Not tracking dates and names
Throwing away damaged items too soon
Lack of documentation
Nevada storms can be quick and rough
Nevada can get strong wind, fast rain, and flash flooding. Some areas also get hail, especially at higher elevations. Damage can include roof uplift, broken tiles, water intrusion, and yard or wall damage.
Explore by Storm Type
Different storms cause different types of damage. Learn about the claims process specific to your situation.
Hail Damage
- Learn More
Wind Damage
- Learn More
Hurricane Damage
- Learn More
Read Articles
Free guides to help you understand and manage your storm damage claim.
Helpful Resources
Nevada & National resources to help with your storm damage claim
211 Community Resource Hotline
The 211 Community Resource Hotline connects individuals and families with local assistance programs including housing support, financial assistance, food programs, and disaster recovery resources. The service helps callers find available support services in their local community.
Visit Website →All Hands and Hearts Disaster Relief
All Hands and Hearts is a nonprofit disaster response organization that provides volunteer-driven rebuilding programs, debris removal, and recovery assistance to communities affected by disasters
Visit Website →American Red Cross – Nevada Region
The American Red Cross Nevada Region provides disaster relief services including emergency shelter, financial assistance, food distribution, and recovery support for individuals and families affected by disasters.
Visit Website →American Red Cross Disaster Services
American Red Cross Disaster Services provides emergency shelter, financial assistance, food, and recovery support for individuals and families affected by disasters. Services may include emergency housing, supplies, and disaster recovery planning assistance.
Visit Website →Catholic Charities of Southern Nevada
Catholic Charities of Southern Nevada provides food assistance, housing support, emergency financial assistance, and community recovery programs for individuals and families impacted by hardship or disasters.
Visit Website →Disaster Distress Helpline
The Disaster Distress Helpline provides confidential emotional support and crisis counseling for individuals affected by disasters. Support is available 24/7 for disaster survivors experiencing stress, anxiety, or emotional hardship.
Visit Website →FEMA Disaster Assistance
FEMA Disaster Assistance provides financial help and recovery resources to individuals and families affected by federally declared disasters. Assistance may include housing support, home repair grants, temporary housing, and other disaster recovery expenses for eligible applicants.
Visit Website →Habitat for Humanity – Nevada
Habitat for Humanity Nevada helps families repair and rebuild homes after disasters through volunteer programs, home repair initiatives, and housing recovery efforts. Local affiliates provide disaster repair support and housing stability programs.
Visit Website →National Association of Insurance Commissioners (NAIC)
The National Association of Insurance Commissioners provides consumer education, insurance complaint resources, and regulatory guidance to help policyholders understand insurance coverage and rights.
Visit Website →NEVADA — Insurance Consumer Help
- (775) 687-0700 | (702) 486-4009
- 1818 E. College Parkway, Suite 103, Carson City, NV 89706
- Visit Website
NEVADA — Emergency Management
Nevada Office of Emergency Management / Homeland Security (NV OEM)
- 775-687-0300 | 775-687-0498
- 2478 Fairview Drive, Carson City, NV 89701
- Visit Website
FEMA Disaster Assistance
- 1-800-621-3362
- https://www.disasterassistance.gov/
SBA Disaster Assistance
- 1-800-659-2955
- https://www.sba.gov/funding-programs/disaster-assistance
Flood insurance info
- 1-877-336-2627
- https://www.floodsmart.gov/
American Red Cross:
- 1-800-733-2767
- https://www.redcross.org/
Weather alerts
Hurricane tracking
Nevada FAQs
Answers to common questions about storm damage insurance claims in Nevada.
What storm damage is common in Nevada?
High wind damage, roof leaks, and flash-flood water intrusion are common.
What should I check on my roof?
If water came in from outside, is it always covered?
Not always. Ask if you have separate flood coverage.