Illinois Claims Guide
Illinois Wind Damage Help
Wind can tear shingles and cause leaks. This page keeps it simple.
- Built from official storm + insurance resources
- Plain words, clear steps, no fluff
- Updated often as rules and programs change
"Every Illinois homeowner deserves fair treatment from their insurance company."
What to Do First
Follow these 5 essential steps immediately after the storm.
1
Make it safe. Stay away from down lines.
2
Stop more damage. Use a tarp if you can do it safely.
3
Take photos and video right away.
4
Call your insurance company and ask for a claim number.
5
Keep receipts for repairs, materials, and temporary fixes.
What to Photograph
Take these photos as soon as it’s safe. They help prove what happened.
Roof (all sides)
Gutters, downspouts, vents
Window screens, AC fins, exterior paint
Inside water stains (ceiling, walls)
Any broken items outside
Free Downloads to Keep You on Track
Printable checklists and guides to help you stay organized.
Storm Damage Photo Checklist
A quick checklist to help you document storm damage correctly and protect your insurance claim.
Storm Damage Insurance Claim Timeline
An easy-to-follow timeline showing key steps and deadlines in the storm insurance claim process.
Why Storm Damage Claims Get Stuck
Learn the common reasons storm damage claims are delayed or denied—and how to avoid them.
Do I Need an Attorney for My Storm Damage Claim
A simple guide to help you decide if legal help is necessary for your storm damage claim.
Illinois Wind damage articles
In-depth guides and resources for Illinois homeowners.
FAQs
Quick answers to common Illinois Wind damage questions.
Is missing shingles a big deal?
It can become a leak fast. Document and cover.
What if a tree hit my home?
Photograph, prevent more damage, then remove safely.
Want a calm plan you can follow?
Join our email list and we’ll send simple checklists and Illinois resource links when storms hit.
Helpful Resources
Illinois & National resources to help with your storm damage claim
Illinois Department of Insurance
- Phone: (866) 445-5364
- Address: 320 W. Washington St., Springfield, IL 62767
Illinois Emergency Management Agency and Office of Homeland Security
- Phone: (217) 782-2700
- Address: 2200 S. Dirksen Parkway, Springfield, IL 62703
Illinois Attorney General Consumer Fraud Bureau
- Phones: (800) 386-5438
- Address: 500 S. Second Street, Springfield, IL 62701
Illinois Department of Financial and Professional Regulation
- Phones: (888) 473-4858
- Chicago: 555 W. Monroe Street, 5th Floor, Chicago, IL 60661
- Springfield: 320 W. Washington Street, 3rd Floor, Springfield, IL 62786
National Resources
FEMA Disaster Helpline
- Phones: 1-800-621-3362 (TTY: 1-800-462-7585)
- Address: 500 C Street SW, Washington, DC 20472
Disaster assistance (apply + check status)
- Use: DisasterAssistance.gov (official FEMA portal)
U.S. Small Business Administration Disaster Assistance (loans + support)
- Phones: 1-800-659-2955 (TTY: 1-800-877-8339)
American Red Cross (shelter + supplies + reunification)
- 1-800-733-2767
- 431 18th St NW, Washington, DC 20006
211 (local help fast)
- Phone: Dial 2-1-1 (housing, food, shelters, local programs)