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State Overview

Illinois

Storm Damage Claims (Hail, Wind, and Hurricane)
Illinois storm claim steps for hail, wind, tornado, and ice storm damage. Simple checklist, proof tips, and official resources.

A simple way to organize your claim

Create 3 lists:

1

Outside damage

2

Inside damage

3

Items damaged (photos + rough value)

What to look for after hail and high wind

Hail hits: shingles, gutters, window screens, siding

Wind hits: lifted shingles, loose flashing, blown-off vents

Water hits: ceiling stains, wet insulation, warped floors

Winter damage note

If you had ice or snow problems, keep:
  • Photos of ice dams or heavy snow
  • Photos of leaks and stains
  • Receipts for emergency work (heat, plumbing, drying)

Read Articles

Free guides to help you understand and manage your storm damage claim.

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Helpful Resources

Illinois & National resources to help with your storm damage claim
Community Recovery Support

211 Community Resource Hotline

The 211 Community Resource Hotline connects individuals and families with local assistance programs including housing support, financial assistance, food programs, and disaster recovery resources. The service helps callers find available support services in their local community.

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Community Recovery Support

211 Illinois (United Way Illinois)

211 Illinois connects residents with housing assistance, disaster recovery programs, financial help, and community services. The service helps individuals locate local support resources across the state.

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Community Recovery Support

All Hands and Hearts Disaster Relief

All Hands and Hearts is a nonprofit disaster response organization that provides volunteer-driven rebuilding programs, debris removal, and recovery assistance to communities affected by disasters

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Community Recovery Support

American Red Cross – Illinois Region

The American Red Cross Illinois Region provides disaster relief services including emergency shelter, financial assistance, food distribution, and recovery support for individuals and families impacted by disasters.

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Community Recovery Support

American Red Cross Disaster Services

American Red Cross Disaster Services provides emergency shelter, financial assistance, food, and recovery support for individuals and families affected by disasters. Services may include emergency housing, supplies, and disaster recovery planning assistance.

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Community Recovery Support

Catholic Charities of Illinois

Catholic Charities of Chicago provides emergency assistance, housing support, food programs, financial assistance, and disaster recovery support for individuals and families in need.

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Community Recovery Support

Disaster Distress Helpline

The Disaster Distress Helpline provides confidential emotional support and crisis counseling for individuals affected by disasters. Support is available 24/7 for disaster survivors experiencing stress, anxiety, or emotional hardship.

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Disaster Response & Recovery

FEMA Disaster Assistance

FEMA Disaster Assistance provides financial help and recovery resources to individuals and families affected by federally declared disasters. Assistance may include housing support, home repair grants, temporary housing, and other disaster recovery expenses for eligible applicants.

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Community Recovery Support

Habitat for Humanity Illinois

Habitat for Humanity Illinois helps families repair and rebuild homes after disasters through volunteer programs, repair initiatives, and housing recovery efforts.

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ILLINOIS — Insurance Consumer Help

Illinois Department of Insurance (IDOI)

ILLINOIS — Emergency Management

 Illinois Emergency Management Agency & Office of Homeland Security (IEMA-OHS)

FEMA Disaster Assistance

SBA Disaster Assistance

Flood insurance info

American Red Cross:

Hurricane tracking

Illinois FAQs

Answers to common questions about storm damage insurance claims in Illinois.
What’s common storm damage in Illinois?
Hail, wind, and water damage are common. In winter, ice and snow can also cause leaks.
Clear photos of roof hits, gutters, screens, and metal dents.
Yes, at least until you document them well and your insurer advises next steps.
The Illinois Department of Insurance can help consumers.
IEMA-OHS and the National Weather Service are strong sources.

Need Guidance?

If you have questions about your storm damage claim or need help understanding your options, we’re here to help point you in the right direction.

Storm Damage Photo Checklist

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Before You Go… Get Answers First

Download the Free Storm Damage Evidence Checklist to help document damage and stay organized during the insurance claims process.

If your property was affected by wind, hail, or severe storms, important evidence can easily be missed in the first few days.

This checklist helps you document damage the right way by showing you what information you need to make the claims process run smoothly.