Georgia Claims Guide
Georgia Hurricane Damage Help
Hurricanes bring wind and rain inland. Here is the simple plan.
- Built from official storm + insurance resources
- Plain words, clear steps, no fluff
- Updated often as rules and programs change
"Every Georgia homeowner deserves fair treatment from their insurance company."
What to Do First
Follow these 5 essential steps immediately after the storm.
1
Make it safe. Stay away from down lines.
2
Stop more damage. Use a tarp if you can do it safely.
3
Take photos and video right away.
4
Write down dates and times.
5
Call your insurance company and ask for a claim number.
6
Watch flood alerts
What to Photograph
Take these photos as soon as it’s safe. They help prove what happened.
Roof (all sides)
Gutters, downspouts, vents
Window screens, AC fins, exterior paint
Inside water stains (ceiling, walls)
Any broken items outside
Free Downloads to Keep You on Track
Printable checklists and guides to help you stay organized.
Storm Damage Photo Checklist
A quick checklist to help you document storm damage correctly and protect your insurance claim.
Storm Damage Insurance Claim Timeline
An easy-to-follow timeline showing key steps and deadlines in the storm insurance claim process.
Why Storm Damage Claims Get Stuck
Learn the common reasons storm damage claims are delayed or denied—and how to avoid them.
Do I Need an Attorney for My Storm Damage Claim
A simple guide to help you decide if legal help is necessary for your storm damage claim.
Georgia Hurricane damage articles
In-depth guides and resources for Georgia homeowners.
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Helpful Resources
Georgia & National resources to help with your storm damage claim
Georgia Office of Commissioner of Insurance and Safety Fire
- Phone: (800) 656-2298
- Address: 2 Martin Luther King Jr Dr SE, West Tower, Suite 702, Atlanta, GA 30334
Georgia Emergency Management and Homeland Security Agency
- Phone: (404) 635-7000
- Address: 11 Andrew Young International Blvd NW, Atlanta, GA 30303
Georgia Attorney General Consumer Protection Division
- Phones: (404) 651-8600
- Address: 2 Martin Luther King Jr Dr SE, Suite 356, Atlanta, GA 30334
Georgia Secretary of State Professional Licensing Boards
- Phones: (478) 207-2440
- Address: 237 Coliseum Drive, Macon, GA 31217
National Resources
FEMA Disaster Helpline
- Phones: 1-800-621-3362 (TTY: 1-800-462-7585)
- Address: 500 C Street SW, Washington, DC 20472
Disaster assistance (apply + check status)
- Use: DisasterAssistance.gov (official FEMA portal)
U.S. Small Business Administration Disaster Assistance (loans + support)
- Phones: 1-800-659-2955 (TTY: 1-800-877-8339)
American Red Cross (shelter + supplies + reunification)
- 1-800-733-2767
- 431 18th St NW, Washington, DC 20006
211 (local help fast)
- Phone: Dial 2-1-1 (housing, food, shelters, local programs)