State Overview
Nevada
Nevada Claim Process
Follow these steps to file a hail damage claim in Nevada.
1
Check Entry points: roof edges, vents, skylights, windows
2
Check Inside signs: stains, wet drywall, damp smell, bubbling paint
3
Keep a notes page (who you spoke to + date).
4
Stop active leaks safely (save receipts).
5
Don't throw away damaged items until you document them.
If you had flood-like water
Flood coverage can be separate from a standard home policy. If water rose up from outside, ask your insurer what applies and what does not. Keep photos and water line marks.
What slows Nevada claims down?
Not enough photos (especially the roof edge and vents)
Not tracking dates and names
Throwing away damaged items too soon
Lack of documentation
Nevada storms can be quick and rough
Nevada can get strong wind, fast rain, and flash flooding. Some areas also get hail, especially at higher elevations. Damage can include roof uplift, broken tiles, water intrusion, and yard or wall damage.
Explore by Storm Type
Different storms cause different types of damage. Learn about the claims process specific to your situation.
Hail Damage
- Learn More
Wind Damage
- Learn More
Hurricane Damage
- Learn More
Read Articles
Free guides to help you understand and manage your storm damage claim.
Helpful Resources
Nevada & National resources to help with your storm damage claim
NEVADA — Insurance Consumer Help
- (775) 687-0700 | (702) 486-4009
- 1818 E. College Parkway, Suite 103, Carson City, NV 89706
- Visit Website
NEVADA — Emergency Management
Nevada Office of Emergency Management / Homeland Security (NV OEM)
- 775-687-0300 | 775-687-0498
- 2478 Fairview Drive, Carson City, NV 89701
- Visit Website
FEMA Disaster Assistance
- 1-800-621-3362
- https://www.disasterassistance.gov/
SBA Disaster Assistance
- 1-800-659-2955
- https://www.sba.gov/funding-programs/disaster-assistance
Flood insurance info
- 1-877-336-2627
- https://www.floodsmart.gov/
American Red Cross:
- 1-800-733-2767
- https://www.redcross.org/
Weather alerts
Hurricane tracking
Nevada FAQs
Answers to common questions about storm damage insurance claims in Nevada.
What storm damage is common in Nevada?
High wind damage, roof leaks, and flash-flood water intrusion are common.
What should I check on my roof?
If water came in from outside, is it always covered?
Not always. Ask if you have separate flood coverage.