State Overview
Georgia
Storm Damage Claims (Hail, Wind, and Hurricane)
Georgia storm claim steps for wind, hail, and tornado damage. Simple checklist, proof tips, and official resources.
Georgia storms often mean wind + trees
Georgia storms can bring strong wind, hail, and tornado risk. One big problem is falling trees. A tree can damage roofs, gutters, cars, fences, and power lines.
Quick safety + claim plan
1
Stay away from downed power lines.
2
Take photos before cleanup (if it’s safe).
3
Get the claim number.
4
Keep any invoices for emergency work.
What to check after wind and hail
Roof edges (lifted shingles)
Vents and flashing
Gutters and downspouts
Siding and window trim
Ceiling stains (water path)
Tree hit my house
If a tree hit your roof, document:
- Where it landed
- What it broke
- Any holes or water entry
Then stop water from getting worse (safe tarp, etc.), and keep receipts.
Explore by Storm Type
Different storms cause different types of damage. Learn about the claims process specific to your situation.
Hail Damage
Roof damage, dented vehicles, broken windows, and damaged siding from hailstones.
- Learn More
Wind Damage
Missing shingles, fallen trees, structural damage from high winds and tornadoes.
- Learn More
Hurricane Damage
Comprehensive damage from wind, rain, flooding, and storm surge from hurricanes.
- Learn More
Read Articles
Free guides to help you understand and manage your storm damage claim.
Helpful Resources
Georgia & National resources to help with your storm damage claim
GEORGIA — Insurance Consumer Help
Georgia Office of the Commissioner of Insurance & Safety Fire
- 404-656-2070 (Metro Atlanta)
- 1-800-656-2298
- 2 Martin Luther King Jr. Drive, West Tower, Suite 702, Atlanta, GA 30334
- Visit Website
GEORGIA — Emergency Management
Georgia Emergency Management and Homeland Security Agency (GEMA/HS)
- 404-635-7000
- 935 United Avenue SE, Atlanta, GA 30316
- Visit Website
FEMA Disaster Assistance
- 1-800-621-3362
- https://www.disasterassistance.gov/
SBA Disaster Assistance
- 1-800-659-2955
- https://www.sba.gov/funding-programs/disaster-assistance
Flood insurance info (FloodSmart / NFIP)
- 1-877-336-2627
- https://www.floodsmart.gov/
American Red Cross:
- 1-800-733-2767
- https://www.redcross.org/
Weather alerts
Georgia FAQs
Answers to common questions about storm damage insurance claims in Georgia.
What’s the most common storm damage in Georgia?
Wind damage and tree damage are very common.
What should I take pictures of?
Roof, siding, gutters, fallen trees, and any water stains inside.
Can I remove a tree right away?
If it’s dangerous, yes—safety first. Take photos before and after if possible.
Who helps with insurance complaints in Georgia?
Georgia’s insurance commissioner office can help consumers.
Where do I get storm warnings?
Use National Weather Service alerts and local emergency alerts.
Need Guidance?
If you have questions about your storm damage claim or need help understanding your options, we’re here to help point you in the right direction.