State Overview
Arizona
Arizona Claim Process
24-hour checklist .Follow these steps to file a hail damage claim in Texas.
1
Take clear photos and videos (roof, ceilings, walls, yard).
2
Write the date and time of the storm (even a best guess helps).
3
Stop the leak or danger only if it’s safe (save receipts).
4
Call your insurance company and start a claim.
5
Keep all papers in one place (emails, estimates, notes).
Arizona storms can be sneaky
In Arizona, storms can change in minutes. Monsoon rain can flood streets fast. Wind can rip shingles or lift patio covers. Hail can break tiles, crack skylights, and dent metal. What usually causes claim problems in Arizona.
The roof “looks fine” but the underlayment is hurt.
Hail hits vents, flashing, and skylights (not just shingles).
Water shows up later (stains, bubbles, soft drywall).
Wind damage is called “wear and tear.”
How to sound clear when you call
Use simple words:
- “Wind lifted shingles.”
- “Hail hit the roof vents and skylight.”
- “Water stains started after the storm.”
Then ask: “What is my claim number?” and “What is the next step?”
Explore by Storm Type
Different storms cause different types of damage. Learn about the claims process specific to your situation.
Hail Damage
- Learn More
Wind Damage
- Learn More
Hurricane Damage
- Learn More
Read Articles
Free guides to help you understand and manage your storm damage claim.
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A trauma-informed, step-by-step guide for Arizona homeowners navigating post-storm insurance claims.
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Helpful Resources
ARIZONA — Insurance & Consumer Help
Arizona Department of Insurance and Financial Institutions (DIFI)
- (602) 364-3100
- 100 North 15th Avenue, Suite 261, Phoenix, AZ 85007-2630
- Visit Website
ARIZONA — Emergency Management
Arizona Department of Emergency and Military Affairs (DEMA)
- (602) 267-2700
- 5636 E. McDowell Road, Phoenix, AZ 85008
- Visit Website
FEMA Disaster Assistance:
- 1-800-621-3362
- https://www.disasterassistance.gov/
SBA Disaster Assistance
- 1-800-659-2955
- https://www.sba.gov/funding-programs/disaster-assistance
Flood insurance info
- 1-877-336-2627
- https://www.floodsmart.gov/
American Red Cross:
- 1-800-733-2767
- https://www.redcross.org/
Weather alerts
Hurricane tracking
Texas FAQs
Answers to common questions about storm damage insurance claims in Texas.
How do I start an Arizona storm claim?
Call your insurance company, describe the damage, and get a claim number.
What proof should I keep?
Photos, videos, receipts, and a simple list of what happened.
What if damage shows up days later?
Take photos right away and tell the insurer as soon as you see it.
Can I make temporary repairs?
Yes, if it’s safe. Save receipts and take photos before and after.
Who helps if I feel ignored?
You can contact Arizona DIFI for consumer help.